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20px}.comparison-table{background:var(--bg-secondary);border:1px solid var(--border-color);border-radius:12px;overflow:hidden}.comparison-header{display:grid;grid-template-columns:1fr 1.2fr 1.2fr 1fr;gap:12px;padding:14px 20px;background:var(--bg-tertiary);border-bottom:1px solid var(--border-color);font-size:.75rem;font-weight:600;color:var(--text-tertiary);text-transform:uppercase;letter-spacing:.05em}.comparison-row{display:grid;grid-template-columns:1fr 1.2fr 1.2fr 1fr;gap:12px;padding:16px 20px;border-bottom:1px solid var(--border-color);align-items:center;transition:background .2s}.comparison-row:last-child{border-bottom:none}.comparison-row:hover{background:var(--bg-tertiary)}.comparison-row.active{background:#3b82f61a}.dscr-badge{display:inline-block;padding:4px 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h3{font-size:1.25rem;font-weight:600;color:var(--text-primary);margin:0 0 12px}.cta-section p{font-size:.9375rem;color:var(--text-secondary);line-height:1.6;max-width:560px;margin:0 auto 16px}.cta-example{background:var(--bg-tertiary);border-radius:8px;padding:16px;font-size:.875rem;margin-bottom:24px!important}.cta-buttons{display:flex;justify-content:center;gap:16px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 24px;border-radius:8px;font-size:.9375rem;font-weight:500;text-decoration:none;border:none;cursor:pointer;transition:all .2s}.btn-primary{background:var(--accent-blue);color:#fff}.btn-primary:hover{background:var(--accent-blue-hover);transform:translateY(-1px)}.btn-large{padding:16px 32px;font-size:1rem}.cta-note{display:block;margin-top:12px;font-size:.8125rem;color:var(--text-tertiary)}.related-tools{margin-bottom:48px}.related-tools h3{font-size:1rem;font-weight:600;color:var(--text-primary);margin:0 0 16px}.tools-grid{display:grid;grid-template-columns:1fr;gap:16px}.tool-card{display:flex;gap:16px;padding:20px;background:var(--bg-secondary);border:1px solid var(--border-color);border-radius:12px;text-decoration:none;transition:border-color .2s,background .2s}.tool-card:hover{border-color:var(--accent-blue);background:var(--bg-tertiary)}.tool-icon{width:48px;height:48px;border-radius:10px;background:var(--bg-tertiary);display:flex;align-items:center;justify-content:center;color:var(--accent-blue);flex-shrink:0}.tool-info h4{font-size:1rem;font-weight:600;color:var(--text-primary);margin:0 0 4px}.tool-info p{font-size:.875rem;color:var(--text-secondary);margin:0;line-height:1.5}.educational-footer{border-top:1px solid var(--border-color);padding-top:32px}.educational-footer h3{font-size:1rem;font-weight:600;color:var(--text-primary);margin:0 0 20px}.education-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}@media(max-width:768px){.education-grid{grid-template-columns:1fr}}.education-item h4{font-size:.9375rem;font-weight:600;color:var(--text-primary);margin:0 0 8px}.education-item p{font-size:.875rem;color:var(--text-secondary);margin:0;line-height:1.6}@media(max-width:640px){.calculator-header h1{font-size:1.75rem}.result-value{font-size:2.25rem}.comparison-header,.comparison-row{grid-template-columns:1fr 1fr;gap:8px}.comparison-header span:nth-child(3),.comparison-header span:nth-child(4),.comparison-row .payment,.comparison-row .lender-type{display:none}.cta-buttons{flex-direction:column}.btn-large{width:100%}}.max-loan-calculator{--accent-green: #22c55e;--accent-blue: #3b82f6;--accent-blue-hover: #2563eb;--accent-amber: #f59e0b;--accent-red: #ef4444}.market-tier-section{margin-top:24px;padding-top:20px;border-top:1px solid var(--border-color)}.market-tier-section>label{display:block;font-size:.875rem;font-weight:500;color:var(--text-primary);margin-bottom:4px}.tier-description{font-size:.75rem;color:var(--text-tertiary);margin:0 0 12px}.tier-selector{display:flex;flex-direction:column;gap:8px}.tier-option{display:flex;justify-content:space-between;align-items:center;padding:12px 16px;border:1px solid var(--border-color);border-radius:8px;background:var(--bg-tertiary);cursor:pointer;transition:all .2s}.tier-option:hover{border-color:var(--accent-blue)}.tier-option.active{background:#3b82f61a;border-color:var(--accent-blue)}.tier-name{font-size:.875rem;font-weight:500;color:var(--text-primary)}.tier-limits{font-size:.75rem;color:var(--text-tertiary);font-variant-numeric:tabular-nums}.tier-option.active .tier-limits{color:var(--accent-blue)}.tier-detail{margin-top:12px;padding:12px;background:var(--bg-tertiary);border-radius:6px;font-size:.8125rem;color:var(--text-secondary)}.constraint-callout{padding:20px;border-radius:12px;margin-bottom:16px}.constraint-callout.dscr{background:linear-gradient(135deg,#fbbf241a,#fbbf240d);border:1px solid rgba(251,191,36,.3)}.constraint-callout.ltv{background:linear-gradient(135deg,#ef44441a,#ef44440d);border:1px solid rgba(239,68,68,.3)}.constraint-header{display:flex;align-items:center;gap:10px;margin-bottom:12px}.constraint-callout.dscr .constraint-header{color:var(--accent-amber)}.constraint-callout.ltv .constraint-header{color:var(--accent-red)}.constraint-title{font-size:.9375rem;font-weight:600}.constraint-body p{font-size:.875rem;color:var(--text-secondary);margin:0 0 8px;line-height:1.5}.constraint-body p strong{color:var(--text-primary)}.constraint-opportunity{font-size:.8125rem!important;color:var(--text-tertiary)!important}.constraint-action{margin-top:12px;padding:10px 12px;background:var(--bg-tertiary);border-radius:6px;font-size:.8125rem;color:var(--text-secondary)}.constraint-action strong{color:var(--text-primary)}.constraint-meters{display:flex;flex-direction:column;gap:12px;margin-bottom:16px}.constraint-meter{background:var(--bg-secondary);border:1px solid var(--border-color);border-radius:8px;padding:12px 16px}.meter-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:8px;font-size:.8125rem}.meter-header span:first-child{color:var(--text-secondary)}.meter-header span:last-child{font-weight:600;color:var(--text-tertiary);font-variant-numeric:tabular-nums}.meter-header span.binding{color:var(--text-primary)}.meter-bar{height:8px;background:var(--bg-tertiary);border-radius:4px;overflow:hidden}.meter-fill{height:100%;border-radius:4px;transition:width .3s ease}.meter-fill.dscr{background:var(--accent-amber);opacity:.4}.meter-fill.dscr.binding{opacity:1}.meter-fill.ltv{background:var(--accent-red);opacity:.4}.meter-fill.ltv.binding{opacity:1}.tier-badge{display:inline-block;padding:4px 10px;border-radius:4px;font-size:.75rem;font-weight:600}.tier-badge.top{background:#22c55e1a;color:var(--accent-green)}.tier-badge.standard{background:#3b82f61a;color:var(--accent-blue)}.tier-badge.small{background:#fbbf241a;color:var(--accent-amber)}.tier-badge.very-small{background:#ef44441a;color:var(--accent-red)}.ltv-value,.dscr-value{font-size:.875rem;color:var(--text-secondary);font-variant-numeric:tabular-nums}.formula-step.binding{background:#3b82f60d;margin:0 -16px;padding:16px;border-radius:8px}.formula-step.binding .step-number{background:var(--accent-blue);border-color:var(--accent-blue);color:#fff}.final-amount{color:var(--accent-blue)!important;font-size:1.125rem}